What is Hotel & Motel Insurance?
Hotel and motel insurance combines property, liability, business interruption, and guest-specific coverages to protect your hospitality business from a wide range of risks. Designed for everything from boutique inns to large hotels.
Cover Your Operation From:
Property Damage
Guest Injury or Liability
Loss of Income
Employee Dishonesty
Foodborne Illness
Equipment Breakdown
FAQ
What does hotel & motel insurance cover?
It covers property damage, guest injuries, business interruption, theft, foodborne illness, and liability claims related to hospitality operations.
Are guest belongings protected?
Yes, guest property protection can be included to cover theft or damage to items in rooms or storage areas.
Does coverage include employee dishonesty?
Employee theft or fraud can be covered with crime endorsements—ask your agent to include this protection.
Is food and beverage liability included?
Most policies include or offer optional coverage for foodborne illness, liquor liability, and related exposures.